Legal asset protection must be in place before a creditor claim arises. Courts cannot unwind what was never legally yours. We help Canadians build that structure now.
Timing is everything under Canadian law. A transfer made after a creditor claim arises will be set aside as a fraudulent conveyance. Protection must come first.
Covering all major Canadian asset classes
SCC decisions from Ramgotra to Resendes 2026
Every strategy works within Canada's tax framework
Each strategy protects different assets from different threats. The most effective plans layer several together.
We map every asset you hold and every liability category you face: business, professional, family law, tax.
We identify which of the ten protection strategies apply to your asset profile, province, and stage of life.
Structures are put in place before any claim arises. Timing is the most legally critical factor in the entire plan.
Laws change, circumstances change, and new strategies emerge. Your protection plan is reviewed every year.
Maria ran a catering business as a sole proprietor. A $500,000 food poisoning lawsuit went to judgment. Her personal savings, vehicle, and home were all reachable. She lost them.
Read the full case →After incorporating, the next lawsuit hit the corporation only. Maria's personal assets, her new home, RRSP, and savings, were untouchable. The corporate veil held.
Read the full case →A family trust can place assets beyond the reach of a beneficiary's creditors. But structure and timing determine everything. Here is what Canadian law actually requires.
Read article →An estate freeze caps your creditor exposure at today's business value. The future appreciation goes to a family trust your creditors cannot reach.
Read article →A free exposure assessment identifies your risk profile and the strategies that apply to your province, asset mix, and life stage. No obligation.
This does not create a lawyer-client relationship. Educational purposes only.